Sing Pappas and Carl Joye
Apex Team Real Estate
Call the Apex Team today for available financing options to get you in a new home this new year.  Assistance is available let us connect you with lenders that can help!

Available Financing Options Call Today

  • 100% LTV VA Home Loans with scores down to 530 $5,000 Dream Maker Grant (no score requirement for the Dream Maker Grant and the 4% NHF “National Homebuyer Fund” Grant Funds are available  with 620 min credit score)
  • 100% LTV USDA Home Loans with scores down to 580 4% Grant Funds with 620 min credit score
  • 96.5% LTV FHA Home Loans with scores down to 580 (500-579 score = 90% LTV; 580 + score = 96.5% LTV) 4% or 5% Grant Funds with 620 min credit score
  • 97% LTV Fannie Mae or Freddie Mac Affordable Home Loan Programs and 4% Grant Funds with 620 min credit score
  • DACA Non-Permanent Residents qualify for up to 97% LTV with 620 minimum credit score (Employment Authorization Card, ID, and SSN required) **no scores fall under TIN program @ 85% max LTV**
  • 24 Months Business Bank Statements Programs For Self-Employed Buyers
  • 12 Month Personal Bank Statements Programs For Self- Employed or Contract Employee Buyers
  • Up to 5% Down Payment Assistance Grant available through the NHF (National Homebuyers Fund) 620 minimum score requirement; never run out of funding
  • Up to $5000 in Grant Funds for Military & Veterans available through DREAM MAKERS GRANT Program no minimum score requirement
  • Manufactured Home Loans available: 100% VA; 96.5% FHA; 95% Fannie Home Ready or Freddie Mac Home Possible ***Down Payment Assistance available on all manufactured home products***
  • One-Time Close Construction-to-Perm loans for new construction, Manufactured and Modular Homes; easy builder approval process =  620 minimum credit score
  • FHA 203B w Repair Escrow and FHA 203k Standard & Limited = 580 minimum credit score
  • Fannie Mae Homestyle Renovation Plus = 620 minimum credit score
  • Foreign National Loans with TIN up to 75% LTV

Call, text or email us today for help with available financing options! We work with some great Lenders.  Even if the options above don't work for you contact us.  Our Lenders can help! 

Carl Joye @ 843-575-2898

Sing Pappas @ 843-252-2424

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Sing Pappas and Carl Joye

Apex Team Real Estate

Start your home search today

Lowcountry Regional
© 2024 Lowcountry Regional Multiple Listing Service. Information is deemed reliable but not guaranteed. Information is provided exclusively for the consumer's personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.